Tata Retirement Savings Fund Moderate (Hybrid, Hybrid Aggressive Hybrid)

Moderately High
8 yrs 7 monthsStarted on:01 Nov 2011
₹ 1047.69 Cras on: 21 May 2020
Medium Horizon
2.23%
Capital Growth and Income

Minimum Investment

  • ₹ 5000.00 for Lumpsum

Investment Objective

The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Exit Load

An open ended retirement solution oriented scheme having a lock-in of 5 years or till attainment of retirement age, i.e. 60 years (whichever is earlier) from the date of allotment. Current Load structure (w.e.f 03.05.2019):Exit Load: 1% if redeemed before completion of one month after the lock-in period and NIL if redeemed after the completion of 61 months from the date of allotment. Exit load for investment will be applicable as on the date of allotment / date of registration in case of SIP and STP.

Scheme Documents

Similar Funds
DSP Equity & Bond Fund
Current NAV 139.55
Return (CAGR) 13.37%
Value Research
SBI Equity Hybrid Fund
Current NAV 122.21
Return (CAGR) 14.80%
Value Research
ICICI Pru Child Care Fund
Current NAV 118.46
Return (CAGR) 14.11%
Value Research
Kotak Equity Hybrid Fund
Current NAV 21.17
Return (CAGR) 12.39%
Value Research NA
Franklin India Equity Hybrid Fund
Current NAV 101.9
Return (CAGR) 12.01%
Value Research
UTI Hybrid Equity Fund
Current NAV 137.23
Return (CAGR) 13.28%
Value Research
Aditya Birla SL Equity Hybrid 95 Fund
Current NAV 599.94
Return (CAGR) 17.78%
Value Research
Baroda Pioneer Hybrid Fund
Current NAV 46.4
Return (CAGR) 9.62%
Value Research
Tata Hybrid Equity Fund
Current NAV 176.1
Return (CAGR) 13.77%
Value Research
HDFC Retirement Savings Fund Hybrid Equity
Current NAV 14.29
Return (CAGR) 8.78%
Value Research
Mirae Asset Hybrid Equity Fund
Current NAV 12.95
Return (CAGR) 5.51%
Value Research
Principal Retirement Savings Fund Progressive
Current NAV 10.79
Return (CAGR) 1.73%
Value Research NA

Tenure

TenureReturns (CAGR)
1 Month0.49
3 YR0.90

SIP Returns

TenureReturns (CAGR)
5 YR1.96

Portfolio

Company Name% Assets
HDFC Bank Ltd.7.07
ICICI Bank Ltd.6.14
Reliance Industries Ltd.5.88
GOI 08/04/2026 7.27%4.1
Bharti Airtel Ltd.3.83
GOI 14/01/2029 7.26%3.74
Kotak Mahindra Bank Ltd.3.43
Housing Development Finance Corpn. Ltd.3.21
Hindustan Unilever Ltd.2.95
Housing & Urban Development Corpn. Ltd. 09/06/20202.37

Top Sectoral Holdings

Sector Name% Assets
Financial29.98
FMCG11.28
Healthcare8.52
Energy6.97
Services6.11
Cons Durable4.03
Communication3.83
Chemicals3.48
Automobile2.68
Engineering1.55

Indicators

LabelValue
Portfolio turnover ratio59.02
Standard Deviation16.89%
Beta1.08%

Murthy Nagarajan,Sonam Udasi,Ennette Fernandes

Mr. Nagarajan is a M.Com, ICWA and PGPMS.Mr. Udasi is a B.Com and also holds PGDM(Finance).Ms. Fernandes is B.com & PGDBM
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.

Other Funds Managed by Murthy Nagarajan,Sonam Udasi,Ennette Fernandes