Tata Retirement Savings Fund Moderate (Hybrid, Hybrid Aggressive Hybrid)

Moderately High
8 yrs 3 monthsStarted on:01 Nov 2011
₹ 1156.7 Cras on: 24 Jan 2020
Medium Horizon
2.05%
Capital Growth and Income

Minimum Investment

  • ₹ 5000.00 for Lumpsum

Investment Objective

The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Exit Load

An open ended retirement solution oriented scheme having a lock-in of 5 years or till attainment of retirement age, i.e. 60 years (whichever is earlier) from the date of allotment. Current Load structure (w.e.f 03.05.2019):Exit Load: 1% if redeemed before completion of one month after the lock-in period and NIL if redeemed after the completion of 61 months from the date of allotment. Exit load for investment will be applicable as on the date of allotment / date of registration in case of SIP and STP.

Scheme Documents

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Tenure

TenureReturns (CAGR)
YTD2.28
1 Month2.01
3 Month4.35
1 YR13.07
2 YR2.81
3 YR12.07

SIP Returns

TenureReturns (CAGR)
1 YR15.54
2 YR8.54
3 YR7.98
5 YR10.35

Portfolio

Company Name% Assets
HDFC Bank Ltd.7.64
ICICI Bank Ltd.6.43
Reliance Industries Ltd.5.34
ITC Ltd.4.55
Kotak Mahindra Bank Ltd.3.98
Housing Development Finance Corpn. Ltd.3.74
GOI 08/04/2026 7.27%3.57
GOI 14/01/2029 7.26%3.3
Axis Bank Ltd.2.97
HDFC Life Insurance Co Ltd.2.25

Top Sectoral Holdings

Sector Name% Assets
Financial37.84
FMCG14.88
Services7.24
Energy6.15
Healthcare5.68
Automobile3.47
Construction3.36
Cons Durable2.39
Chemicals1.29
Engineering1.1

Indicators

LabelValue
Portfolio turnover ratio45.33
Standard Deviation12.33%
Beta1.18%
Sharpe Ratio0.61

Murthy Nagarajan,Sonam Udasi,Ennettee Fernandes

Mr. Nagarajan is a M.Com, ICWA and PGPMS.Mr. Udasi is a B.Com and also holds PGDM(Finance).Ms. Fernandes is B.com & PGDBM
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.

Other Funds Managed by Murthy Nagarajan,Sonam Udasi,Ennettee Fernandes