Curated list of debt funds for investor seeking fixed income solutions. Look for debt funds in order to achieve your wealth building objectives while preserving your original investment. Debt funds are especially designed to invest in a mix of debt or fixed income securities such as Treasury Bills, Government Securities, Corporate Bonds, Money Market instruments and other debt securities of different time horizon. These funds are ideal for those investors who have the capacity to take low to medium level of risk.
Are you aiming for a regular flow of income? Well, debt funds could be your ideal choice as it provides low capital appreciation by taking into account low-risk return investment avenue.
The returns of a debt mutual fund consist of :
Take your best pick from a wide range of fixed income or Debt Mutual Funds which are available to accommodate the different needs of investors, depending upon their:
As Debt Mutual Funds primarily invest in debt securities, they are comparatively more stable than equity investments. Do you wish to have a stability in your equity portfolio? Consider debt mutual funds in your equity portfolio in order to reduce the risk associated with your entire investment portfolio.
Always aim for post-tax returns in debt mutual funds as earnings from debt instruments come in two forms:
However, taxes are always on the forefront when it comes to investing, even debt mutual fund attract capital gain tax which is broken up in the following manner: