Principal Retirement Savings Fund Moderate (Hybrid, Hybrid Balanced Hybrid) NAV

Risk Moderately High

Age4 yrs 2 monthsStarted on:14 Dec 2015

AUM ₹ 0.65 Cras on: 20 Jan 2020

Horizon Medium Horizon

Expense Ratio 2.25%

Goal Capital Growth and Income

Minimum Investment

₹ 5000.00 for Lumpsum

Investment Objective

The scheme seeks to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Exit Load

Nil

Scheme Documents

FactsheetFactsheet for Principal Mutual Fund
Statement of Additional Information ( SAI )SAI of Principal Mutual Fund

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Tenure

Tenure	Returns (CAGR)
YTD	0.57
1 Month	0.33
3 Month	2.23
1 YR	3.82
2 YR	1.14
3 YR	5.83

SIP Returns

Tenure	Returns (CAGR)
1 YR	4.54
2 YR	2.9
3 YR	3.27

Portfolio as on 20 Jan 2020

Company Name	% Assets
Grasim Industries Ltd.	8.6
Interglobe Aviation Ltd.	6.17
ICICI Bank Ltd.	5.75
Century Textiles & Inds. Ltd.	4.42
HDFC Bank Ltd.	4.08
Reliance Industries Ltd.	2.9
State Bank of India	2.2
Infosys Ltd.	1.93
Tata Consultancy Services Ltd.	1.87
Larsen & Toubro Ltd.	1.68

Top Sectoral Holdings as on 20 Jan 2020

Sector Name	% Assets
Financial	22.04
Technology	4.84
FMCG	4.6
Energy	4.14
Construction	3.22
Healthcare	2.03
Services	1.95
Automobile	1.4
Communication	1.2
Diversified	0.71

Indicators

Label	Value
Standard Deviation	5.71%
Beta	0.66%
Sharpe Ratio	0.09

Ravi Gopalakrishnan

Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.
Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Other Funds Managed by Ravi Gopalakrishnan

View All Funds Performance

Principal Emerging Bluechip Fund
Nav as on 20 Jan 20 ₹ 111.3
Returns since inception (CAGR) 24.02%
Value Research
Invest
Principal Focused Multicap Fund
Nav as on 20 Jan 20 ₹ 69.7
Returns since inception (CAGR) 14.65%
Value Research
Invest
Principal Dividend Yield Fund
Nav as on 20 Jan 20 ₹ 55.85
Returns since inception (CAGR) 11.92%
Value Research NA
Invest
Principal Retirement Savings Fund Progressive
Nav as on 20 Jan 20 ₹ 13.92
Returns since inception (CAGR) 8.40%
Value Research NA
Invest
Principal Retirement Savings Fund Conservative
Nav as on 20 Jan 20 ₹ 12.55
Returns since inception (CAGR) 5.70%
Value Research NA
Invest

	1 Year	3 Years	5 Years
	Scheme return (%)	Scheme return (%)	Scheme return (%)
Principal Emerging Bluechip Fund	11.65	11.69	10.60
Principal Focused Multicap Fund	13.16	12.56	7.94
Principal Dividend Yield Fund	8.42	12.86	8.56
Principal Retirement Savings Fund Progressive	4.48	7.92	0.00
Principal Retirement Savings Fund Conservative	2.96	4.37	0.00

Nav as on 20 Jan 20	₹ 111.3
Returns since inception (CAGR)	24.02%
Value Research

Nav as on 20 Jan 20	₹ 69.7
Returns since inception (CAGR)	14.65%
Value Research

Nav as on 20 Jan 20	₹ 55.85
Returns since inception (CAGR)	11.92%
Value Research	NA

Nav as on 20 Jan 20	₹ 13.92
Returns since inception (CAGR)	8.40%
Value Research	NA

Nav as on 20 Jan 20	₹ 12.55
Returns since inception (CAGR)	5.70%
Value Research	NA

Principal Retirement Savings Fund Moderate (Hybrid, Hybrid Balanced Hybrid)

Minimum Investment

Investment Objective

Exit Load

Scheme Documents

Tenure

SIP Returns

Portfolio as on 20 Jan 2020

Top Sectoral Holdings as on 20 Jan 2020

Indicators

Ravi Gopalakrishnan

Other Funds Managed by Ravi Gopalakrishnan

Funds Performance By Ravi Gopalakrishnan