For redemptions/switchouts (Including SIP/SWP/STP) within 03 months from the date allotment of units, irrespective of the amount of investment : 2% _x000D_ For redemptions/switchouts after 03 months from the date allotment of units, irrespective of the amount of investment: Nil; Any exit load charged (net of sevice tax, if any) shall be credited back to the scheme